If you're buying your first property, then you are considered as first-time buyer.
Buy to Let
Buy to lets are for landlords who buy property to rent it out.
Contractors can access mortgages, the same as everyone else.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate commercial mortgages, most forms of buy to let mortgages and some forms of bridging finance.
A portfolio mortgage is a loan which is originated by a lender who then holds those loans in their investment portfolio rather than selling on the secondary market.
A commercial mortgage is mortgage loan secured on a commercial property, such as a shopping centre, office building, apartment complex or industrial warehouse.
About our Mortgage Advisors
Numen Financial are Independent Mortgage Advisors who offer mortgage advice to clients across the UK, based on their circumstances. Whether you are a first-time buyer or are a landlord looking to expand their property portfolio, we can help. Contact us for mortgage advice today.
We are based in London however our services are available to customers all over the UK.
Why should you choose us?
We have access to exclusive rates directly from the lender, which are not available to the public
When applying with us we only charge a fee on very complex cases.
We specialise in difficult and unusual situations that require an in-depth knowledge of the market
We will liaise between your lender, solicitor, surveyor and estate agent to ensure a prompt completion of your mortgage application
We also offer life insurance, critical illness cover, income protection, building and contents insurance, to protect your loved ones and home if something unexpected happens.